Have a multi-unit project and can’t get subs to bid ? Whether you are a sub, GC or developer, you need to know what you are getting with these programs. WRAP / OCIP / CCIP insurance is specific to a named project or projects. It covers all trades under one policy. All WRAPS aren’t created equal, Bozzuto’s staff has unique in negotiating WRAP-ups. The policy may include general liability insurance, workers’ compensation and excess liability insurance.