THERE IS a growing threat to companies that use online services to administer their employee benefits and payroll as cyber criminals increasingly exploit these cloud service platforms. The results of a hacker gaining access to the company’s payroll systems, sloshing with cash, as well as employees’...
BUSINESSES HAVE learned a painful lesson over the last three years. An emergency can shut them down with little or no warning. Revenue can evaporate overnight, leaving them grasping to somehow continue operating, cover their ongoing bills and pay employees so they won’t leave. Property insurance...
INFLATION IS not just affecting the cost of food and fuel. It’s also spilled over to the price of almost every industrial item, as well as building materials and services. Anybody running a business, particularly one that carries inventories or has to invest in machinery or...
It has become more important than ever to make sure your company has the proper life science insurance whether your company is in the R&D stage of a biotech start up or your company is a well established life science medical technology provider. As news...
If you or your company provides services, advice or products, then you need a professional liability insurance policy. Let's face it: people make mistakes. Some mistakes are more costly than others and you'll want to be protected when the inevitable happens. Also known as Errors and...
Smartphone insurance? Is it necessary? Got a small business? The answer might surprise you....
Cyber Insurance or Cyber Liability Insurance provides protection from cyber attacks and other security risks that are often overlooked....
Running a business isn't for the faint of heart. There are many things that could go wrong at any moment. As the old saying goes “Accidents Happen.” That’s why you should look to general liability insurance to provide the protection you need for your company....
The restaurant owner approached Bozzuto & Associates to review her current insurance plan. After analyzing the business, Bozzuto & Associates recommended a captive insurance program as the best plan of action. Captive insurance programs reduce and stabilize monthly insurance costs for restaurant owners The restaurant had a...
Risk managers of Fortune 500 companies have been taking advantage of captive insurance programs for many years. Whether it’s having greater control over claims, coverage tailored to the needs of the business, tax benefits, wealth accumulation, or lower insurance premiums, the benefits are many. But...