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30 Jan

Growing Risks of Benefits, Payroll Platforms

THERE IS a growing threat to companies that use online services to administer their employee benefits and payroll as cyber criminals increasingly exploit these cloud service platforms. The results of a hacker gaining access to the company’s payroll systems, sloshing with cash, as well as employees’...

11:54 / Commercial Insurance / Uncategorized / Bozzuto Insurance
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18 Jan

Protecting Your Cash Flow When Operations Cease

BUSINESSES HAVE learned a painful lesson over the last three years. An emergency can shut them down with little or no warning. Revenue can evaporate overnight, leaving them grasping to somehow continue operating, cover their ongoing bills and pay employees so they won’t leave. Property insurance...

11:52 / Commercial Insurance / Uncategorized / Bozzuto Insurance
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11 Jan

Top 10 California Laws, Regs for 2023

ASLEW OF new laws and regulations that will affect California businesses are taking effect for 2023. Last year was a busy one, with ground-breaking new laws on employee pay disclosures, a law prohibiting discrimination against cannabis-using employees and another expanding the circumstances when employees can...

11:30 / CAL/OSHA Rules / Commercial Insurance / Bozzuto Insurance
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28 Dec

Firms That Pay Ransom Often Hit Again

A NEW REPORT found that one-third of companies who are hit with ransomware and pay the hackers to unlock their systems, are often likely to be targeted a second time. And after they pay, they are often faced with significant consequences, including system rebuilding costs, their...

19:55 / Risk Management / Bozzuto Insurance
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22 Dec

Workers Feel Lost, Frustrated by Claims Process

A RECENT STUDY found that injured employees are often left feeling frustrated and fending for themselves after they file a workers’ compensation claim. The survey of injured workers by researchers at the University of Waterloo in Ontario, Canada, found that workers reacted in a number of...

19:48 / Workers' Compensation / Bozzuto Insurance
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15 Dec

Playing It Safe During the Holidays

AS THE holiday season nears, your business will have new safety considerations to confront. From holiday parties and risk of electrical shock to fires and trips and falls, companies have a set of safety and risk management challenges that may not be present during most...

19:29 / Workplace Safety / Bozzuto Insurance
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05 Dec

How to Handle a Premium Audit without Panicking

WHEN YOU were first issued your policy, the carrier looked at the estimated sales figures or payroll data that you provided to them. It calculated your premiums based on this information. Now that you have real numbers under your belt and actual experience, the information can...

19:53 / Commercial Insurance / Bozzuto Insurance
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Vacant Buildings Pose Risks, Insurance Challenges
28 Nov

Vacant Buildings Pose Risks, Insurance Challenges

OFFICE AND commercial building vacancies have exploded since the COVID-19 pandemic hit, leaving many buildings completely empty of tenants or partially occupied. According to the website Statista.com, the average vacancy rate for offices nationwide in the first quarter of 2022 was 12.3%, which is an improvement...

16:45 / Commercial Insurance / Bozzuto Insurance
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Contractors with No Workers Will Need Coverage
18 Nov

Contractors with No Workers Will Need Coverage

A NEW LAW will require almost all contractors in California to carry workers’ compensation coverage, regardless of if they have employees or not. According to the author of the bill, State Sen. Bill Dodd, D-Napa, the new law was necessary due to the tendency of many...

16:41 / Commercial Insurance / Workers' Compensation / Bozzuto Insurance
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Courts: Crime, Cyber Policies Offer Best Cover
06 Nov

Courts: Crime, Cyber Policies Offer Best Cover

BUSINESSES THAT are hit by wire transfer scams are increasingly finding it difficult to get their claims paid unless they have either a crime or cyber insurance policy that covers “computer fraud.” Wire transfer fraud occurs when an employee is duped into wiring funds into the...

16:33 / Commercial Insurance / Risk Management / Bozzuto Insurance
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Recent Posts
  • Growing Risks of Benefits, Payroll Platforms
  • Protecting Your Cash Flow When Operations Cease
  • Top 10 California Laws, Regs for 2023
  • Firms That Pay Ransom Often Hit Again
  • Workers Feel Lost, Frustrated by Claims Process
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California License Number: 0K07568

About our company
Bozzuto Insurance Services has been in business since 1978, with offices in Northern and Southern California.
California License Number: 0K07568
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  • • Email: info@dbinsurance.com
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Additional Posts
  • Growing Risks of Benefits, Payroll Platforms
  • Protecting Your Cash Flow When Operations Cease
  • Top 10 California Laws, Regs for 2023
  • Firms That Pay Ransom Often Hit Again
  • Workers Feel Lost, Frustrated by Claims Process

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